Performance Indicators
Updated on 25 April 2023
Performance indicators for capital operations
| From calendar year 2016 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|
| Amount financed | |||||||||
| Number of projects | 304 | 2 | 3 | 13 | 32 | 52 | 83 | 97 | 22 |
| Nominal amount funded | €309,817,971.00 | €1,028,500.00 | €630,500.00 | €5,139,000.00 | €24,185,000.00 | €45,393,000.00 | €90,244,971.00 | €119,742,000.00 | €23,455,000.00 |
| Weighted average loan duration | 20 months | 24 months | 18 months | 20 months | 21 months | 20 months | 21 months | 20 months | 20 months |
| Weighted average annual rate | 9.91% | 10.00% | 10.33% | 10.12% | 9.83% | 9.86% | 9.93% | 9.86% | 10.09% |
| Reimbursement | |||||||||
| Nominal repaid | €102,512,165.69 | €1,028,500.00 | €630,500.00 | €4,971,421.00 | €19,841,762.00 | €34,678,525.44 | €30,976,697.25 | €10,384,760.00 | €0.00 |
| Portion of the reimbursed capital | 33.09% | 100.00% | 100.00% | 96.74% | 82.04% | 76.40% | 34.33% | 8.67% | 0.00% |
| Interest paid | €21,244,669.65 | €197,430.00 | €87,050.00 | €804,548.74 | €2,871,962.91 | €5,134,651.25 | €7,669,685.21 | €4,309,341.54 | €170,000.00 |
| Provisions/Losses | €5,028,951.34 | €0.00 | €0.00 | €127,579.00 | €2,610,700.00 | €2,290,672.34 | €0.00 | €0.00 | €0.00 |
Reimbursement details
| From calendar year 2016 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|
| Fully reimbursed | |||||||||
| Number of projects | 117 | 2 | 3 | 11 | 26 | 37 | 31 | 7 | 0 |
| Nominal amount returned | €85,008,101.60 | €1,028,500.00 | €630,500.00 | €4,255,000.00 | €18,175,000.00 | €30,939,000.00 | €22,900,101.60 | €7,080,000.00 | €0.00 |
| Interest paid | €9,931,052.15 | €197,430.00 | €87,050.00 | €576,730.54 | €2,235,371.41 | €3,834,353.17 | €2,616,468.87 | €383,648.16 | €0.00 |
| Tracking outstanding balances | |||||||||
| Number of projects | 145 | 0 | 0 | 1 | 0 | 4 | 29 | 89 | 22 |
| Nominal repaid | €8,352,189.00 | €0.00 | €0.00 | €360,000.00 | €0.00 | €987,500.00 | €3,699,929.00 | €3,304,760.00 | €0.00 |
| Interest paid | €7,713,420.34 | €0.00 | €0.00 | €70,200.00 | €0.00 | €487,606.15 | €3,059,920.81 | €3,925,693.38 | €170,000.00 |
| Nominal amount outstanding | €170,675,811.00 | €0.00 | €0.00 | €40,000.00 | €0.00 | €3,086,500.00 | €35,277,071.00 | €108,817,240.00 | €23,455,000.00 |
| Remaining interest to be paid | €24,951,874.35 | €0.00 | €0.00 | €1,300.00 | €0.00 | €684,578.25 | €4,576,314.93 | €15,950,181.17 | €3,739,500.00 |
| 0 to 6 months behind schedule | |||||||||
| Number of projects | 34 | 0 | 0 | 0 | 2 | 8 | 23 | 1 | 0 |
| Amount returned | €7,556,826.43 | €0.00 | €0.00 | €0.00 | €1,367,462.00 | €1,812,697.78 | €4,376,666.65 | €0.00 | €0.00 |
| Interest paid | €3,025,928.46 | €0.00 | €0.00 | €0.00 | €310,000.00 | €722,632.93 | €1,993,295.53 | €0.00 | €0.00 |
| Outstanding nominal amount | €31,601,042.97 | €0.00 | €0.00 | €0.00 | €1,732,538.00 | €5,337,302.22 | €23,991,202.75 | €540,000.00 | €0.00 |
| Remaining interest payable | €5,944,755.28 | €0.00 | €0.00 | €0.00 | €547,363.08 | €1,177,800.12 | €4,160,192.07 | €59,400.00 | €0.00 |
| Overdue more than 6 months and/or bankruptcy proceedings | |||||||||
| Number of projects | 8 | 0 | 0 | 1 | 4 | 3 | 0 | 0 | 0 |
| Nominal amount returned | €1,595,048.66 | €0.00 | €0.00 | €356,421.00 | €299,300.00 | €939,327.66 | €0.00 | €0.00 | €0.00 |
| Interest paid | €574,268.70 | €0.00 | €0.00 | €157,618.20 | €326,591.50 | €90,059.00 | €0.00 | €0.00 | €0.00 |
| Outstanding nominal amount | €5,028,951.34 | €0.00 | €0.00 | €127,579.00 | €2,610,700.00 | €2,290,672.34 | €0.00 | €0.00 | €0.00 |
| Remaining interest payable | €1,102,945.10 | €0.00 | €0.00 | €40,921.65 | €443,817.65 | €618,205.80 | €0.00 | €0.00 | €0.00 |
| Definitive loss | |||||||||
| Number of projects | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Interest paid | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Nominal amount outstanding | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Return rate | |||||||||
| Internal return rate net of risk * | 9.25% | 9.86% | 10.36% | 10.26% | 3.94% | 7.26% | 10.26% | 10.22% | 0.00% |
| Maximum possible internal return rate | 10.05% | 9.86% | 10.36% | 11.16% | 9.70% | 9.56% | 10.26% | 10.22% | 0.00% |
| Annualized risk-related cost * | 0.80% | 0.00% | 0.00% | 0.91% | 5.76% | 2.30% | 0.00% | 0.00% | 0.00% |
*The internal rate of return net of risk for loans more than six months overdue and/or in receivership is calculated according to the following considerations:
- In the case of security interests (mortgages and security trusts), 60% of the value of the remaining units can be recovered. In other words, the sum of future cash flows corresponds to 60% of the estimated value of the remaining units. This discount corresponds to a possible reduction in the sale price in the context of an auction or private treaty sale, including legal and advisory fees.
- In the case of units commercialised (compromises signed) for an amount greater than the remaining capital, Raizers considers that recovery will be up to 100% of the outstanding capital.
- In the absence of collateral, Raizers does not anticipate any additional cash flows.
The cost of risk presented is therefore particularly pessimistic, as the above assumptions do not take into account higher recovery (principal and interest).
Performance indicators for equities operations
Updated on 13 June 2022
|
From calendar year 2015 |
2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|
| Share issue | ||||||
| Amount raised | €13,911,575.00 | €1,607,374.00 | €3,515,730.00 | €6,624,662.00 | €1,463,158.00 | €700,651.00 |
| Number of projects funded | 31 | 7 | 7 | 10 | 5 | 2 |
| Average amount raised | €448,760.00 | €229,625.00 | €502,247.00 | €662,466.00 | €292,632.00 | €350,326.00 |
| % innovation | 47.00% | 34.00% | 22.00% | 54.00% | 67.00% | 100.00% |
| % traditional sector | 52.00% | 66.00% | 78.00% | 46.00% | 33.00% | 0.00% |
| Number of positive exits | 5 | 3 | 1 | 1 | 0 | 0 |
| Number of defaults | 7 | 1 | 4 | 2 | 0 | 0 |
| Average duration of collects | 102 months | 0 months | 0 months | 0 months | 0 months | 0 months |
| Average investment per operation | €11,402.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Health indicators of the operations
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TEST NOTIF
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Jul 2026
Villa Ibiza
|
Jan 2025
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UNIVERT
|
Jan 2025
upcoming operation
|
Jan 2025
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GAMBETTA GARDEN
|
Jan 2025
CANAL EN SEINE
|
Jan 2025
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TEST 3
|
Jul 2024
La Réunion
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Apr 2024
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Oppi
|
Apr 2024
Test wallet
|
Mar 2024
|
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NOTIF
|
Mar 2024
GreeeeN
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Mar 2024
|
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Test EN
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Mar 2024
Barcelone par ES Finance
|
Feb 2024
|
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Re
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Feb 2024
Test relance opérateurs 2
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Feb 2024
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Deauville par Real estate enterprise
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Feb 2024
Test relance opérateurs
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Feb 2024
|
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Opération échéance
|
Feb 2024
x
|
Feb 2024
|
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TEST NOTIF Jul 2026 |
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Villa Ibiza Jan 2025 |
|
UNIVERT Jan 2025 |
|
upcoming operation Jan 2025 |
|
GAMBETTA GARDEN Jan 2025 |
|
CANAL EN SEINE Jan 2025 |
|
TEST 3 Jul 2024 |
|
La Réunion Apr 2024 |
|
Oppi Apr 2024 |
|
Test wallet Mar 2024 |
|
NOTIF Mar 2024 |
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GreeeeN Mar 2024 |
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Test EN Mar 2024 |
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Barcelone par ES Finance Feb 2024 |
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Re Feb 2024 |
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Test relance opérateurs 2 Feb 2024 |
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Deauville par Real estate enterprise Feb 2024 |
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Test relance opérateurs Feb 2024 |
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Opération échéance Feb 2024 |
|
x Feb 2024 |