Performance Indicators

Updated on 27 June 2022

From calendar year 2016 2016 2017 2018 2019 2020 2021 2022
Amount financed
Number of projects 229 2 3 13 32 52 83 44
Nominal amount funded €223,074,802.00 €1,028,500.00 €630,500.00 €5,139,000.00 €24,185,000.00 €45,393,000.00 €90,583,802.00 €56,115,000.00
Weighted average loan duration 20 months 24 months 18 months 20 months 21 months 20 months 21 months 20 months
Weighted average annual rate 9.90% 10.00% 10.33% 10.12% 9.83% 9.86% 9.93% 9.85%
Reimbursement
Nominal repaid €65,494,407.93 €1,028,500.00 €630,500.00 €4,841,421.00 €15,770,262.00 €29,064,784.93 €14,158,940.00 €0.00
Portion of the reimbursed capital 29.36% 100.00% 100.00% 94.21% 65.21% 64.03% 15.63% 0.00%
Interest paid €12,198,108.71 €197,430.00 €87,050.00 €798,048.74 €2,370,871.40 €4,147,384.99 €3,167,323.58 €1,430,000.00
Provisions/Losses €5,117,479.00 €0.00 €0.00 €177,579.00 €4,939,900.00 €0.00 €0.00 €0.00
Fully reimbursed
Number of projects 82 2 3 11 23 29 14 0
Nominal amount returned €57,608,000.00 €1,028,500.00 €630,500.00 €4,255,000.00 €14,465,000.00 €24,189,000.00 €13,040,000.00 €0.00
Interest paid €5,927,473.91 €197,430.00 €87,050.00 €576,730.54 €1,647,507.30 €2,597,944.01 €820,812.06 €0.00
Tracking outstanding balances
Number of projects 131 0 0 1 0 17 69 44
Nominal repaid €4,581,222.00 €0.00 €0.00 €280,000.00 €0.00 €3,182,282.00 €1,118,940.00 €0.00
Interest paid €5,109,222.36 €0.00 €0.00 €63,700.00 €0.00 €1,269,010.84 €2,346,511.52 €1,430,000.00
Nominal amount outstanding €145,831,580.00 €0.00 €0.00 €120,000.00 €0.00 €13,171,718.00 €76,424,862.00 €56,115,000.00
Remaining interest to be paid €22,435,803.58 €0.00 €0.00 €7,800.00 €0.00 €2,243,924.01 €12,055,095.66 €8,128,983.90
0 to 6 months behind schedule
Number of projects 12 0 0 0 6 6 0 0
Amount returned €2,778,664.93 €0.00 €0.00 €0.00 €1,085,162.00 €1,693,502.93 €0.00 €0.00
Interest paid €737,201.74 €0.00 €0.00 €0.00 €456,771.60 €280,430.14 €0.00 €0.00
Outstanding nominal amount €6,631,335.07 €0.00 €0.00 €0.00 €3,474,838.00 €3,156,497.07 €0.00 €0.00
Remaining interest payable €1,391,112.26 €0.00 €0.00 €0.00 €676,202.29 €714,909.97 €0.00 €0.00
Overdue more than 6 months and/or bankruptcy proceedings
Number of projects 4 0 0 1 3 0 0 0
Nominal amount returned €526,521.00 €0.00 €0.00 €306,421.00 €220,100.00 €0.00 €0.00 €0.00
Interest paid €424,210.70 €0.00 €0.00 €157,618.20 €266,592.50 €0.00 €0.00 €0.00
Outstanding nominal amount €5,117,479.00 €0.00 €0.00 €177,579.00 €4,939,900.00 €0.00 €0.00 €0.00
Remaining interest payable €1,120,081.97 €0.00 €0.00 €18,939.92 €1,101,142.04 €0.00 €0.00 €0.00
Definitive loss
Number of projects 0 0 0 0 0 0 0 0
Nominal amount returned €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Interest paid €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Nominal amount outstanding €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Remaining interest payable €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Return rate
Internal return rate net of risk * 9.18% 9.86% 10.36% 10.00% 3.13% 9.46% 10.08% 9.99%
Maximum possible internal return rate 10.00% 9.86% 10.36% 11.16% 10.44% 9.46% 10.08% 9.99%
Annualized risk-related cost * 0.82% 0.00% 0.00% 1.16% 7.30% 0.00% 0.00% 0.00%

*The internal return rate net of risk is calculated as follows: Raizers considers that for loans that are more than six months overdue and/or in collective proceedings, 50% of the acquisition value can be recovered in the event of a security interest (mortgage, security trust). This means that the sum of the future flows and any instalments already paid corresponds to 50% of the acquisition value. In the absence of a security interest, future flows are provisioned at 100% and therefore considered as zero. The presented risk-related cost is therefore particularly pessimistic because it does not take into account a higher recovery.

Performance indicators for equities operations

Updated on 13 June 2022

From calendar year
2015
2015 2016 2017 2018 2019
Share issue
Amount raised €13,911,575.00 €1,607,374.00 €3,515,730.00 €6,624,662.00 €1,463,158.00 €700,651.00
Number of projects funded 31 7 7 10 5 2
Average amount raised €448,760.00 €229,625.00 €502,247.00 €662,466.00 €292,632.00 €350,326.00
% innovation 47.00% 34.00% 22.00% 54.00% 67.00% 100.00%
% traditional sector 52.00% 66.00% 78.00% 46.00% 33.00% 0.00%
Number of positive exits 5 3 1 1 0 0
Number of defaults 7 1 4 2 0 0
Average duration of collects 102 months 0 months 0 months 0 months 0 months 0 months
Average investment per operation €11,402.00 €0.00 €0.00 €0.00 €0.00 €0.00

Health indicators of the operations

  TEST NOTIF | Jul 2026
  TEST 3 | Jul 2024
  NOTIF | Mar 2024
  Victoria Barrera | Sep 2023
  Hôtel Paleccio | Sep 2023
  Test publication notif | May 2023
  Opération à venir | Mar 2023
  Double Remboursement | Jan 2023
  Test New | Jan 2023
  Opé code % part 3 | Jan 2023
  test cloturé | Jan 2023
  Echéancier Opé | Jan 2023
  Double remboursement part 2 | Jan 2023
  Operation code promo % part 5 | Nov 2022
  Operation code promo % part 4 | Oct 2022
  Immeuble neuf | Oct 2022
  Maisons Individuelles | Oct 2022
  Promotion immobilière | Sep 2022
  New operation by Raizers | Sep 2022
  Opération de marchand de biens | Sep 2022
 

TEST NOTIF

Jul 2026

 

TEST 3

Jul 2024

 

NOTIF

Mar 2024

 

Victoria Barrera

Sep 2023

 

Hôtel Paleccio

Sep 2023

 

Test publication notif

May 2023

 

Opération à venir

Mar 2023

 

Double Remboursement

Jan 2023

 

Test New

Jan 2023

 

Opé code % part 3

Jan 2023

 

test cloturé

Jan 2023

 

Echéancier Opé

Jan 2023

 

Double remboursement part 2

Jan 2023

 

Operation code promo % part 5

Nov 2022

 

Operation code promo % part 4

Oct 2022

 

Immeuble neuf

Oct 2022

 

Maisons Individuelles

Oct 2022

 

Promotion immobilière

Sep 2022

 

New operation by Raizers

Sep 2022

 

Opération de marchand de biens

Sep 2022

 
No default or event
 
Contractual deferral of repayment due to delay in meeting the initial deadline or delay in relation to the already postponed deadline
 
Delay of more than 6 months, collective proceedings (project company and/or promoter) or judicial liquidation
 
Proven partial or total loss (interest and/or capital)